After years of being uninsured in the U.S. (and a few more years of having third-world equivalent healthcare in China), I finally received fully covered health benefits through my new job. In fear of medical bills and non-preventative coverage, I went years without a standard check-up. When I got my shiny new insurance card, I booked the first appointment I could to get tested for–well, everything. After all, I was fully covered.
“It looks like your application is incomplete, Ms. Mary O’Connor,” the secretary smiled sweetly. “You’ll need to answer a couple of quick questions before you can see the doctor.”